Furniture Purchase Options

We offer flexible financing through multiple lending partners, including American First Finance. Options include Buy Now Pay Later plans, low monthly payment programs, and promotional 0% interest offers for qualified buyers. Speak with a store associate or apply online to see what you qualify for.

You can apply in one of two ways:

In-store: Visit us at 64 E May Street, Winder, GA 30680 and a team member will walk you through the application on the spot.

Online: Click the See if you Pre-Qualify link at the top of any page to fill out a quick application. Most decisions are instant.

Pre-qualification is a quick check to see how much you may be eligible to finance. It typically uses a soft credit inquiry, which does not affect your credit score. A hard inquiry may only occur if you proceed to a full application and accept a financing offer.

Approved amounts vary based on your credit profile and the lender. Many customers are approved for amounts ranging from $300 to $5,000 or more. There is no obligation to use the full approved amount — you only finance what you purchase.

Once you receive your approval, simply bring your approval confirmation (email or phone) to our store at 64 E May Street, Winder, GA 30680. Our team will help you select your furniture or mattress and complete the purchase using your approved financing. You can also call us at (470) 429-3657 if you have questions before coming in.

Yes! Financing can be applied to any item in our store, including mattresses, bedroom sets, living room furniture, dining room sets, and more. There is no restriction on which products are eligible, as long as the total purchase meets the lender's minimum amount.

Yes, in most cases you can pay off your financed balance early without penalty. Early payoff can also save you money on interest. Contact your lender directly using the account information provided in your approval documents for details specific to your plan.

For questions about your existing financing account — such as payment due dates, balance, or account changes — contact your lender directly using the information on your approval or monthly statement.

For help applying or questions about financing options at our store, call us at (470) 429-3657 (Mon–Sat: 11 AM–7 PM) or stop by at 64 E May Street, Winder, GA 30680.